Cash flow
Monthly rent minus operating expenses and mortgage payment.
Free rental calculator
Rental property ROI calculator
Estimate monthly cash flow, cap rate, and cash-on-cash return. Adjust the assumptions until the deal reflects your real financing and operating costs.
Estimated performance
Monthly cash flow$400
Annual cash flow$4,800
Cap rate7.4%
Cash-on-cash return6.9%
Cash invested$69,500
Estimate only. Operating expenses should include taxes, insurance, vacancy, repairs, utilities, management, and association fees where applicable.
How the results are calculated
Cap rate
Annual net operating income divided by purchase price, before financing.
Cash-on-cash return
Annual cash flow divided by down payment plus closing and initial costs.
This calculator is educational and does not account for taxes, appreciation, depreciation, financing changes, or every property-specific cost.